Consolidating defaulted private loan


20-Aug-2017 14:08

Your servicer works with and for your lender to bill, collect, and provide you with information pertinent to your loan.

Contact your servicer immediately if you’re having trouble making your loan payments so you can avoid delinquency and potential default.

Of course, life didn’t go as smoothly as I had envisioned as an 18-year-old. Fortunately, I had a six-month grace period before I had to start repaying my loans after graduating and I was confident something would turn up.

This became glaringly apparent 10 years later, when I received an email from the HR department at my company: We are commanded to immediately remit 15% of your disposable pay to the U. But six months later, the only career-related job I’d found was an unpaid internship at a small literary agency.

Here are some answers to frequently asked questions.

Contact your lender, servicer, or TG and explain that you cannot pay and why.

consolidating defaulted private loan-62

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I had no idea what I wanted to do career-wise — I had some vague idea of doing something in book publishing — but other than that, I was at a loss. I funded all of my college and graduate school living expenses on my own by waiting tables.

Most federal student loans are eligible to be consolidated under the Direct Consolidation Loan program.



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